{"id":9791,"date":"2023-12-18T17:52:56","date_gmt":"2023-12-18T08:52:56","guid":{"rendered":"https:\/\/onecoinenglish.com\/hireme\/?p=9791"},"modified":"2025-10-08T15:32:05","modified_gmt":"2025-10-08T06:32:05","slug":"credit-card-in-japan","status":"publish","type":"post","link":"https:\/\/onecoinenglish.com\/hireme\/credit-card-in-japan\/","title":{"rendered":"Credit Card in Japan for Foreigners: Easiest one to get"},"content":{"rendered":"\n\n\t

If you have gone past getting a phone number<\/a> and a bank account<\/a>, then it’s time to get a credit card! We’ll help you choose the best credit card in Japan for foreigners and apply for one.<\/p>\n

Having a credit card in Japan helps with, especially, online shopping. If you’re also thinking of moving to a different apartment but the initial costs are too high, a lot of real estate companies accept credit cards as payment.<\/p>\n

\"Best<\/p>\n\t

Credit Card Options for Foreigners<\/h2>\n

Recently more options are becoming available for foreigners in Japan. Some don’t even require a bank account, like EPOS, or have partnerships with big stores such as Apple, like Paidy. Let’s talk about each of them.<\/p>\n

The requirements for all of the cards below are not clear. Things like age, employment, and time in Japan are considered and might be decisive.<\/p>\n

We listed the ones that are the easiest to get. Unfortunately, it will have to be by trial and error.<\/p>\n

Paidy<\/h4>\n

\"paidy\"<\/p>\n

Paidy is an option that has become very popular recently, especially due to a partnership with Apple that allows Paidy users to buy Apple products in installments<\/strong> (up to 24x!)<\/p>\n

It might be easy to get one but the credit amount available is sometimes low (around 30k).<\/p>\n

Apply for the Paidy Credit Card by downloading the app available for Android<\/a> and iOS<\/a>.<\/p>\n

EPOS<\/h4>\n

 <\/p>\n

\"Credit<\/p>\n

If you buy at Marui, you certainly have heard of the EPOS card. It is very quick<\/strong> and easy to apply<\/a> for one, making it one of the, if not the most, easiest credit cards in Japan for a foreigner to apply for. If you apply for the card and are accepted, you’ll be granted 2,000 points<\/strong> on the card.<\/p>\n

\u2192 You can apply for one in a Marui store or online here<\/a>.<\/p>\n

PayPay<\/h4>\n

\"Credit<\/p>\n

Yes, the popular pay App also offers Credit Cards in Japan, among services like bank accounts and investments. Getting a credit card here is not the easiest but much better when compared to major banks in Japan. The advantage here is that you can use your credit card to Top Up your PayPay account and have all the services in just one place<\/strong>.<\/p>\n

\u2192 You can apply for the credit card directly from the app.<\/p>\n

Rakuten<\/h4>\n

\"Rakuten<\/p>\n

Rakuten Card is also one of the best credit card options out there. And easy too! If you are having difficulties applying for one, they do have some support in English and this official page<\/a> will help you go through every step of the application process.<\/p>\n

New users are also eligible for up to 5,000 points!<\/p>\n

You can apply for a Rakuten Card here<\/a> or with their app.<\/p>\n\t

Looking for a part-time job teaching English in Tokyo, Yokohama or Saitama? Click here to apply!<\/em><\/strong><\/a><\/p>\n\t

Credit Cards in Japan: Common Requirements<\/h3>\n