We already went through the basics of how to open a bank account in Japan. However, different banks have different procedures and requirements. Today, we bring you one of the easiest ways to open a Japanese bank account!
JP Post Bank now offers the option to open a bank account using their app. The Yucho Tetsuzuki App is available in different languages, and there is no need to visit a physical location.
How to open a Japanese bank account using the Yucho Tetsuzuki App
First and foremost, you’ll have to download the app. It is available in the Japanese App Store and Google Play under the name ゆうちょ手続きアプリ (Yuucho Tetsuzuki Apuri).
Below are screenshots of the initial procedures.
Requirements:
- Residence Card
- Residency in Japan
- Over 16 years old
- If you’re a Student or Technical Intern Trainee: Student ID/Employee ID/Certificate of Enrollment
Important! This method takes longer than visiting a JP Post location. All the documents sent through the app need to be verified, and it takes 1 week for the bank to do so.
So, if there are any errors with the application, a correction will need to be made, and another week will be required for verification.
Here are common reasons a verification fails, according to JP Post Bank:
- We cannot open an account based on your declared purpose of the transactions.
- Be specific as to why you need an account!
- The expiration date on your personal identification document has passed.
- If the Residence Card’s expiration date is within 3 months of the application date, your application will be denied.
- The image on the Residence Card was incomplete.
- Be careful not to cover any part of your Residence Card when taking the picture or to send one with too much reflection, making it difficult to read the information on it.
- Incorrect/different name, birth date, nationality, period of stay, and visa type.
- Enter exactly the same information on your Residence Card in your application, including spaces and the name in Katakana.
Check this link for more details on the reasons a verification can fail.
- Enter exactly the same information on your Residence Card in your application, including spaces and the name in Katakana.
A few more things to consider:
The account type that you can apply for with this application is “Yucho Direct + (Plus)“, a bankbook-free account. After opening your account, the cash card will be sent by simple registered mail.
If you are planning to move soon, please carry out the transactions after moving.
Looking for a part-time job teaching English in Tokyo, Yokohama or Saitama? Click here to apply!
Conclusion
Opening a bank account in Japan is a crucial first step for anyone planning an extended stay in the country. It offers convenience, access to financial services, and investment opportunities. By following the steps outlined in this guide and carefully selecting the right bank to suit your needs, you’ll be well on your way to managing your finances seamlessly in Japan!Frequently Asked Questions
1. Do I need a seal (hanko) to open a bank account?
No. A personal seal (hanko) is not necessary for Japan Post Bank. However, other banks might ask for one.
2. How long does it take to open a Japanese bank account?
The process can typically be completed in one visit to the bank. It may take an hour or two, depending on the bank and the complexity of your specific case. Once your application is approved, you’ll receive your account details on the same day.
If the procedure is done through the Yuucho Tetsuzuki Apuri, then it might take 3 weeks or more.
3. What is necessary to open a bank account using the Yuucho Bank app?
Your residence card, if you’re a foreign resident, and Student ID/Employee ID/Certificate of Enrollment if you’re a Student or Technical Intern Trainee.
English Teaching Part-Time Job
No Experience? No Problem!We provide training, observations, and feedback for new teachers. We will help you to become an effective teacher!
Apply now!
