Exploring Cashless Payment In Japan ー 2025

By Yocia Oke | January 27, 2025

Popular Cashless (Payment) Options

Japan was once a country that was all about the green stuff. Money in the form of cash was used in all aspects of life, from business to personal life ー and to some extent, it still is. However, cashless payment methods in Japan are on the increase now.

They are fast, safe, and convenient to use. Whether you are a resident of the country or a tourist, it will be much easier if you make use of these e-payment (electronic payment) options.

After all, you don’t need to carry large amounts of money with you or have to go looking for an ATM. Plus, many shops, restaurants, and even vending machines accept these cashless payment methods.

This makes your shopping and dining experiences hassle-free.

Cashless Payment Options Available in Japan

PayPay: A Popular E-Wallet

PayPay is one of the most actively used e-wallet services in Japan. It was launched in 2018, and it was loved quickly as it is convenient and can be used in various places.

You can link your bank account or credit card to the application and pay using QR codes at stores.

Another reason going cashless is convenient is because PayPay often provides cash-back offers. Just consider that you purchase a product and get some amount of your money back. It’s a win-win!

IC Cards (Suica, Pasmo, etc.) For Cashless Payment

Other similar stored value cards include IC cards such as the Suica and Pasmo, which are also popular in Japan.

Initially, they were used for public transport, but now they can be used for shopping, eating out, and even vending machines. They can be refilled or bought in train stations or any convenience store for those who are always on the go.

IC Cards (Suica, Pasmo, etc.) are just really convenient for both locals and tourists because they make travel and even daily payments a breeze.

As simple as that, just touch with your card, and off you go. It means there is no need to struggle with coins or bills.

QuickPay Payments

Another cashless (payment) method originated in Japan is the quickpay payments method which is offered by JCB.

QuickPay allows consumers to pay with their contactless cards or just by using their smartphones. This method is very common because it does not consume a lot of time and is very simple to practice.

It is loved by busy commuters and shoppers since it saves time. No more queuing to pay via cash!

You can learn how to open a Japan Post Bank account here.

The Convenience of E-Wallets

Aside from PayPay, there are other e-wallets in Japan including Line Pay, Rakuten Pay, and Apple Pay.

E-wallets are digital payment systems that offer a secure means of performing electronic transactions without involving cash or plastic money.

They also include additional services such as transaction history, budgeting options, and specific offers.

These features make the user experience even better. Just imagine having all of your payment methods and all the financial tools in one single application. It’s super handy!

Security And Privacy

Perhaps one of the most outstanding benefits of using cashless payment is security. While cash may be lost or stolen, e-wallets and IC cards use PIN protection, fingerprints, and other security safeguards.

This makes them much safer. Also, these methods ensure that records of transactions are created electronically.

This makes it easier to track your spending and manage your finances since everyone would know where their money is going.

Adoption And Accessibility

The Japanese government encourages the adoption of cashless payment solutions to enhance economic productivity while minimizing the expenses of managing cash.

This is the reason why more and more companies, including the industrial giants or just the corner shops, are starting to accept e-payment (electronic payment).

This social acceptance has enabled more cashless transactions than ever before to be carried out. They can be used almost anywhere where e-wallets or IC cards can be used.

Want To Explore Life in Japan? Join One Coin English (OCE)

One Coin English (OCE) is a well-established English conversation school in Japan that aims to deliver quality education in English to its learners.

As a practical communication college, OCE has courses that be fitted according to the needs of students in the college.

The school focuses on a friendly and supportive learning process during which the students can gain confidence and strengthen their language skills.

Furthermore, OCE affords a great chance for native English speakers to be employed as part-time English Conversation Teachers who will be experiencing the Japanese lifestyle and get an extra fee.

If you want to learn more about English conversation schools in Japan, Contact One Coin English.

Conclusion

Thanks to the advancements in technology, Japan is gradually moving towards becoming a cashless society, which offers numerous options for e-payment.

And from IC cards (Suica, Pasmo, and so forth), quick pay, and the many kinds of e-wallets, there is something for everyone. Accept the new form of cashless payment and be ready to get the best services without the use of cash in Japan.

And if you want a fulfilling part-time job in Japan, here is your invitation to apply for the position of English Conversation Teacher at One Coin English!

It is an excellent chance to learn more about Japanese culture and earn money at the same time. You can check out the One Coin English Blog for more details about life in Japan.